Preventive Care and Medicare Supplement Plans: What you need to know

Preventive care is just as important as treatment care. Preventive care is the health care you get, that assists you in preventing injuries or certain conditions from occurring. If you get the right preventive health care, you will be able to have a better health state later on. Preventive care is also important for avoiding life-threatening conditions. Many conditions can only be healed if diagnoses early and the only way of getting an early diagnose is by getting preventive, annual check-ups!

 

 

This is a good enough reason to make sure that you use the health care services provided for a better condition prevention. Some of the health care services that have prevention purposes, are:

  • Blood pressure screening
  • Depression screening
  • Diabetes screening
  • HIV screening
  • Vaccines
  • Lung cancer screening
  • And much more!

Some of the prevention health services offered to women specifically, are:

  • Contraception
  • Anemia screening
  • Mammogram
  • Urinary tract infection screening
  • Cervical cancer screening
  • And much more!

There are preventive health care services available for children as well, such as:

  • Autism screening
  • Bilirubin level screening
  • Blood screening
  • Hearing screening
  • Vaccines
  • And much more!

All these health care services are very beneficial and, in most cases, also extremely necessary. Why not take advantage of them? If the financial costs have been a bother to you, you might consider enrolling to a Medicare supplement plan. By getting a supplement plan, you will pay a less expensive premium rate each month, making it thereby possible for you to use these services throughout the year. For many, this is way more rentable than having to pay out of your own pocket after each visit. All 10 available Medicare supplement plans cover for the costs of preventive care and you are free to choose any of them!

When choosing the right supplement plan, keep in mind that there are other expenses that they cover too. It is best you choose one that covers exactly those expenses you have been paying most for out of your own pocket. It won´t be as helpful if you get a supplement plan that covers for travel insurance, if you know that you will be only traveling within the United States. In this case, you are paying for something that you´re not even using!

Prior to committing to a certain company, make sure to compare prices. Health insurance companies have their own criteria, when it comes to setting the price of your premium rate. Some will base it on the age you´re in at the time you enroll, some rate it on the area you live in and some will base it on your gender. There are statistics that show that women use less health care services throughout the year, which is why some health insurance companies offer the same benefit for a lower price to women than to men. Tobacco users need to keep in mind that this play a role in most insurance companies. As a smoker, you will be left paying more for a premium rate than a non-smoker.